Fair Credit Reporting Act

December 4, 2019 A class action claims Experian and GM Financial failed to investigate and correct inaccurate information contained in consumer credit reports.

December 2, 2019 A consumer alleges Wells Fargo Bank has refused to correct inaccurate credit report account items, including paid-off accounts denoted as active.

November 15, 2019 Equifax and Shellpoint Mortgage Servicing face a class action that claims the companies have illegally reported a time-barred debt on a consumer's credit report.

November 14, 2019 Experian is facing a proposed class action lawsuit that claims it has failed to disclose to consumers the full extent of the information it collects and disseminates to third parties.

November 6, 2019 A class action claims Experian and VW Credit failed to properly investigate information contested by consumers, as well as note disputes on credit reports.

November 1, 2019 A consumer claims in a class action that BMW Financial Services is responsible for inaccurate account information included in his credit report.

October 15, 2019 Goldman Sachs, LendingPoint and Upstart Network illegally accessed credit reports of non-accountholders in violation of FCRA regulations, a class action claims.

October 11, 2019 Waste Management failed to provide potential employees FCRA-compliant notices regarding background checks, according to a proposed class action lawsuit.

September 17, 2019 A class action claims Acadia Pharmaceuticals accessed applicants’ credit reports without disclosing FCRA-mandated information and used the reports as the basis for adverse action without proper notice.

August 26, 2019 Equifax is faced with a class action suit for allegedly allowing disputed information to be included on consumer credit reports without including a notification of dispute.

August 22, 2019 A proposed class action claims Equifax and Decisionlinks violated the Fair Credit Reporting Act by providing consumer data to unauthorized parties.

May 17, 2019 Red Wing Shoe Store is facing a lawsuit in which a customer alleges the company “recklessly” printed too many digits of his credit card number on his receipt.

April 24, 2019 A lawsuit alleges that Home Depot performed an unauthorized background check on an employee after presenting the man with an improper consent form.

April 10, 2019 A lawsuit out of Virginia alleges that Equifax Information Services, LLC inaccurately reports on debts that were discharged in bankruptcy proceedings.

March 14, 2019 Florida Fine Cars, Inc. (FFC) has been hit with a proposed class action wherein two plaintiffs claim the used car business performed on them a “hard” credit inquiry despite having no authorization nor permissible purpose in doing so.

February 20, 2019 Seven plaintiffs claim the defendants produced “prejudicial, misleading, and inaccurate” background reports that contained expunged or sealed legal records.

February 15, 2019 A lawsuit claims that First Advantage Background Services furnishes consumer reports that misrepresent criminal offenses as more serious than they are.

February 8, 2019 A class action claims ATC Healthcare Services and several affiliates failed to provide job applicants with FCRA-compliant background check authorization forms.

January 30, 2019 A job applicant claims HKA Enterprises performed an unauthorized background check and took adverse action against him before providing him a copy of the report.

January 29, 2019 HireRight, LLC is the defendant in a proposed class action that alleges the company routinely furnishes background reports that contain outdated arrest records and other adverse information.

January 8, 2019 A Georgia man claims in a proposed class action that an illegal background report furnished by Barada Associates Inc. with outdated and inaccurate information cost him a job opportunity.

January 4, 2019 A consumer alleges Equifax Information Services failed to conduct a reasonable investigation into potential inaccuracies on her credit report.

December 21, 2018 A class action bumped to district court claims Payless Shoesource failed to both obtain proper authorization to perform background checks and provide rest breaks.

December 21, 2018 After filing a lawsuit last year against Diamond Resorts, two consumers allege the company and Experian have yet to remedy negative trade lines on their credit reports.

December 12, 2018 Two consumers allege Lexis Nexis Risk Solutions misrepresents in credit reports the source of public record information, such as bankruptcy filings.

December 11, 2018 A lawsuit alleges that Circle K Stores conducted an unauthorized background check on a former employee after issuing the man an improper consent form.

December 5, 2018 A proposed class action has been filed against Comenity Capital Bank over the lender’s alleged practice of making unauthorized hard inquiries into consumers’ credit files on behalf of PayPal Credit.

November 29, 2018 According to a lawsuit, Falcon Aviation Academy fired a newly hired employee after procuring a background report on the man without proper authorization to do so.

November 7, 2018 A Georgia resident has filed a lawsuit against TransUnion Rental Screening Solutions in which he claims the company furnished an inaccurate background report.

November 6, 2018 Darktrace, Inc. is facing a lawsuit that alleges the cybersecurity company’s application process violated a prospective employee’s rights.

November 2, 2018 A class action alleges The Leland Stanford Junior University procured an employment-related background check without adhering to FCRA regulations.

October 26, 2018 First Citizens Bank of South Carolina has been hit with a proposed class action lawsuit in which two plaintiffs allege the bank opened unauthorized credit accounts in their names.

October 25, 2018 Four consumers claim Trans Union continued to report outstanding balances on their credit scores even though the debts had been forgiven through a settlement.

October 23, 2018 Sterling Infosystems, Inc. is facing a proposed class action wherein a man claims the consumer reporting agency unlawfully reinserts into individuals’ background reports previously disputed and deleted information.

October 23, 2018 A lawsuit alleging AMN Healthcare, Inc. performed unlawful background checks has been recently removed to California federal court.

October 19, 2018 Asurint is facing a lawsuit over claims that the consumer reporting agency cost the plaintiff a job by publishing an inaccurate background check on the woman.

October 18, 2018 A proposed class action claims the entities have incorrectly reported late child support payments and balances, even after a dispute had been submitted.

October 8, 2018 Credit Bureau Connection, Inc. faces a proposed class action lawsuit in which a man claims the agency includes false information on consumers’ credit reports while depriving proposed class members of an opportunity to dispute the inaccuracies.

October 4, 2018 According to a class action, Equifax routinely ignores its reinvestigation obligation under the FCRA when a consumer disputes inquiry information.

September 12, 2018 Equifax has been hit with a proposed class action filed by a consumer who alleges the credit reporting agency published inaccurate information about him.

September 12, 2018 A lawsuit filed against RealPage, Inc.—which does business as On-Site—claims the company regularly publishes inaccurate eviction information.

September 10, 2018 A lawsuit claims TransUnion and TransUnion Resident Screening Solutions furnished inaccurate consumer reports containing out-of-date eviction information.

September 6, 2018 A consumer says Machol & Johannes’s alleged admission of consumers’ credit scores as evidence does not constitute a “permissible purpose” under the the law.

September 5, 2018 A proposed class action accuses Yardi Resident Screening of furnishing consumer reports containing inaccurate eviction information.

August 31, 2018 Consumer reporting agency Deverus is facing a proposed class action that alleges the company furnished background checks containing outdated information.

August 29, 2018 A consumer claims in a lawsuit that Equifax Information Services failed to adequately investigate her dispute over an incorrect address on her credit report.

August 27, 2018 A consumer has sued Ocwen Loan Serviving, Experian Information Solutions and Trans Union over what she claims are violations of the FCRA and RESPA.

August 7, 2018 A proposed class action filed against A+ Student Staffing, Inc. and ETC Institute claims the companies violated the FCRA during their hiring process.

August 3, 2018 Clarity Services, Inc. – a subsidiary of credit reporting agency Experian – is the defendant in a proposed class action alleging violations of the FCRA.

July 20, 2018 A class action claims the outfit formerly known as Paramedics Plus failed to provide mandatory FCRA background check disclosures in a standalone document.