Fair Credit Reporting Act

August 14, 2025 A $5 million settlement will resolve an employment background check class action lawsuit against J.B. Hunt Transport Services.

June 17, 2025 A class action lawsuit alleges Experian Information Services sells users' phone numbers to third parties without consent.

May 7, 2025 A class action accuses Experian of including false information on consumer reports about loans associated with Pink Energy’s alleged solar panel scam.

April 29, 2025 Trans Union has agreed to pay a $23 million settlement to resolve a class action that alleged the company unlawfully failed to investigate disputes or remove challenged inquiries from credit files.

March 7, 2025 A proposed class action lawsuit accuses Aven Financial, Inc. of illegally obtaining consumers’ credit reports without authorization.

February 14, 2025 A class action claims Entrata has illegally failed to respond to identity theft victims who dispute inaccurate information in its ResidentVerify screening reports.

January 31, 2025 A class action claims Allstate and subsidiary Arity have unlawfully harvested and profited from the sale of consumer data collected through mobile apps.

January 29, 2025 The CFPB has ordered Equifax to revise certain policies and pay a $15 million penalty after finding that the company had failed to properly investigate consumer disputes.

January 23, 2025 The CFPB ordered Honda Financial Services to pay $12.8 million after finding that the lender’s inaccurate credit reporting has harmed 300,000 Honda and Acura drivers.

October 2, 2024 A consumer claims in a class action that Napleton Enterprises and two subsidiaries unlawfully obtained his credit report without permission.

October 1, 2024 A homeowner alleges in a class action that Select Portfolio Servicing gave credit reporting agencies false data and threatened him with foreclosure.

September 18, 2024 A class action alleges Equifax has violated federal law by failing to conduct investigations when consumers dispute the data in their credit reports.

September 9, 2024 A class action alleges Jaguar Land Rover has secretly collected and sold to third parties consumers’ driving behavior data without consent.

August 16, 2024 A class action alleges Trans Union violated federal law when it furnished a North Carolina woman’s consumer report to a fraudulent debt collector.

July 10, 2024 A class action alleges Dollar Tree has failed to provide job applicants with an adequate opportunity to dispute inaccurate data in their background checks.

June 11, 2024 A class action lawsuit alleges thousands of consumers’ credit scores were damaged when Fingerhut opened new Fetti accounts without their permission.

June 11, 2024 A class action lawsuit alleges Nelnet has repeatedly miscalculated student loan borrowers’ monthly repayment amounts.

April 24, 2024 A class action accuses Kia of secretly collecting and selling to third parties consumers’ driving behavior data without their knowledge or consent.

April 11, 2024 Two consumers claim in a class action that Equifax reported in their credit files inaccurate and misleading data that, by law, should have been deleted.

March 26, 2024 A Florida consumer alleges in a proposed class action that TransUnion unlawfully refused to investigate multiple credit inquiries he disputed.

March 20, 2024 An Alabama consumer claims in a class action that Core Home Security unlawfully conducted a credit inquiry without her permission or a valid reason.

March 19, 2024 A Florida resident claims in a class action that CIC falsely reported that he was a sex offender and had previously pled guilty to traffic violations.

March 12, 2024 A consumer claims in a class action that Columbia Debt Recovery wrongfully reported a debt that didn’t belong to him and obtained his consumer report without a permissible purpose.

February 28, 2024 A consumer claims in a class action that OpenRoad Lending and three other lenders obtained his credit report without a permissible purpose for doing so.

February 19, 2024 A class action alleges The Work Number fails to ensure the maximum possible accuracy of the employment-related consumer data it sells to third parties.

January 24, 2024 A class action alleges Experian has falsely advertised its “free” credit report service given the company hides the offer’s unfavorable terms from consumers.

January 10, 2024 A class action alleges Equifax negligently and recklessly reported false and damaging information about a consumer’s federally forgiven student loans.

November 22, 2023 A class action accuses consumer reporting agency Xactus of violating federal law by failing to take reasonable steps to ensure the “maximum possible accuracy” of its reports.

October 12, 2023 A class action accuses Partnership Screening International, Inc. of violating federal law by failing to ensure the maximum possible accuracy of the consumer information it sells to third parties.

August 14, 2023 A class action filed by a New York homeowner claims LoanCare, LLC “willfully” furnished credit reporting agencies with false information about him and improperly threatened him with foreclosure.

April 25, 2023 A class action lawsuit claims Tapestry, Inc. has violated federal law by failing to provide job applicants with adequate notice and a copy of their consumer report before taking adverse action against them based on the contents of the report.

April 7, 2023 A class action lawsuit alleges Experian has violated federal law by failing to implement reasonable measures to ensure the “maximum possible accuracy” of its consumer reports.

March 28, 2023 A class action lawsuit accuses consumer reporting agency Milliman, Inc. of violating federal law by failing to maintain reasonable procedures to ensure the “maximum possible accuracy” of its reports.

February 24, 2023 A California resident alleges in a class action that he was erroneously reported as deceased by consumer reporting agency Experian Information Solutions and Barclays Bank Delaware, damaging his creditworthiness and reputation.

December 1, 2022 TransUnion faces a class action less than a month after disclosing that millions of customers’ files were accessed without authorization during a 2022 data breach.

September 7, 2022 A proposed class action lawsuit accuses TD Bank, N.A. of having a “history and routine practice” of opening accounts in consumers’ names without authorization.

August 4, 2022 Equifax faces a class action after a Wall Street Journal report revealed that a “glitch” caused the agency to provide lenders with inaccurate credit scores for possibly millions of consumers.

December 9, 2021 Equifax faces claims that it falsely matches consumers with individuals on a government watch list despite possessing the information needed to rule out mismatches.

November 30, 2021 TransUnion faces a class action over its alleged sale or licensing of expunged or sealed consumer background information to people-search, background reporting websites.

November 9, 2021 A class action alleges prospective Amazon Flex delivery drivers were not provided with certain statutory disclosures before Amazon obtained their background checks.

November 9, 2021 A class action alleges Equifax has harmed mortgage borrowers receiving COVID-19 relief from Wells Fargo by reporting nonpayment as a negative remark on their credit scores.

November 2, 2021 A class action alleges American Express has violated the law by routinely procuring consumers’ credit reports despite having no permissible purpose for doing so.

October 28, 2021 PYOD faces a class action over its alleged filing of confidential consumer report information as part of state court debt collection proceedings.

October 14, 2021 A lawsuit claims Equifax unlawfully requires consumers to provide “needless” identification before it begins to investigate credit report information disputes.

September 28, 2021 LoanCare faces a class action that alleges the company has erroneously considered some mortgages past due even though borrowers have paid the obligations as instructed each month.

August 30, 2021 A class action claims Experian, Nordstrom and TD Bank have failed to conduct proper investigations when consumers dispute information in their credit reports.

August 30, 2021 A class action claims the “Big Three” credit bureaus and Goldman Sachs failed to properly investigate disputes of consumers’ credit report information.

July 27, 2021 Managed Labor Solutions and Peoplease have unlawfully procured and used consumer reports for employment purposes, a proposed class action alleges.

July 1, 2021 Experian faces a class action over its alleged refusal to reinvestigate disputed consumer report information, including names, addresses, and Social Security numbers.

June 23, 2021 A lawsuit claims Walmart failed to provide prospective employees with a copy of their background report and statement of their rights before taking adverse action.