$2.425M MIB Group Settlement Resolves Lawsuit Over Alleged Failure to Identify All Info Sources Upon Consumer Request

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MIB Group, Inc. has agreed to a $2,425,000 class action settlement to resolve a lawsuit that alleged the data- and digital-solutions company unlawfully failed to fully identify the sources of the information it maintained in its consumer files upon request by the subjects of those files.

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The MIB class action settlement received preliminary approval from the court on October 6, 2025 and covers all United States residents who, at any time from January 29, 2022 through May 14, 2025, received a consumer file disclosure letter from MIB that specifically included a record referencing medical information from a “service provider.”

Per court documents, approximately 10,866 people are covered by the class action settlement.

The court-approved website for the MIB Group class action settlement can be found at https://MIBFCRAClassAction.com/.

MIB settlement class members do not need to do anything to receive reimbursement from the deal. Instead, eligible class members will automatically be sent a one-time cash payment of approximately $140 in the form of a check to the address MIB already has on file, the settlement website says.

According to the settlement agreement, checks must be cashed within 60 days of issuance before expiration.

Class members who wish to change or update their mailing address, or who would prefer to receive their settlement payout via electronic payment, can head to this page and log in by entering the class member ID listed on their copy of the settlement notice. Consumers who believe that they may be a class member but did not receive a class action settlement notice can contact the settlement administrator to confirm their identity and receive their login ID.

Per the settlement website, the deadline to submit an exclusion request or to opt out of the class action settlement is December 20, 2025. To do so, class members must submit a statement to the settlement administrator with their full name, address, email address, telephone number, the unique class member ID provided on their notice, and a written statement confirming that they want to be excluded from the settlement.

The court will determine whether to grant final approval to the MIB settlement at a hearing on February 4, 2026. Compensation will begin to be distributed to class members only after final approval is granted and any appeals are resolved.

The MIB class action lawsuit alleged that the company, which provides data and digital solutions to the life and health insurance industries, failed to properly disclose the sources of information on consumer-requested medical reports used to determine health insurance rates and policies. The plaintiff alleged that MIB Group, in violation of the federal Fair Credit Reporting Act, simply stated that the consumer’s information came from a “service provider,” without identifying the service provider by name.

As a result of the defendant’s alleged conduct, consumers were unable to dispute or correct errors and had a more challenging time ascertaining fair insurance eligibility figures, the case claimed.

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