Attyx Customers Saddled With Debt Due to Solar Power Co.’s ‘Elaborate Fraud,’ Class Action Lawsuit Claims

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A proposed class action lawsuit alleges Attyx has fraudulently induced consumers into buying expensive solar panel systems and home improvements by falsely promising free roof replacements, low costs and that the systems would drastically reduce or eliminate monthly energy bills.

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According to the 48-page lawsuit, none of the roof replacements or home improvements promised by Attyx, formerly known as SUNCo Capital, LLC, were free, as the costs were instead “baked into” the price quoted by the defendant for solar system installation. The filing also alleges that Attyx sales personnel have secured consumer signatures for solar system installations and home improvements under false pretenses, either by preventing customers from reviewing key documents, misdirecting them to sign tablets under the guise of consenting to a credit check, or by “forging consumers’ signatures” on purported loan agreements.

Further, the class action lawsuit says that Attyx “ensured it got paid” by fraudulently originating loans, leaving consumers “saddled with debt.” The case alleges that the fraudulent loans were extended “with the knowledge and agreement” of co-defendants Solar Mosaic LLC, WebBank, and Service Finance Company, LLC.

“This scheme was repeated thousands of times, leading to substantial profits by both Attyx and its lending partners, all at the expense of often vulnerable consumers,” the complaint summarizes.

The fraud lawsuit further contends that Attyx’s “coordinated and elaborate” scheme relied in part on the company’s representations that it could install solar systems “for free, at no cost, or for no money out of pocket” through purported solar tax credits and government subsidies, such as a so-called “Roof Rescue Program” purportedly available to New York homeowners. Per the case, Attyx repeatedly advertised these supposed government-funded savings, and its salespeople used “high-pressure tactics” to motivate consumers and induce a false sense of urgency, including by claiming that these programs had limited space.

However, the suit calls these solar tax credits “illusory,” noting that Attyx allegedly did not connect consumers to government programs to provide free solar systems, nor was there ever a “Roof Rescue Program” in New York.

The lawsuit says that the plaintiff’s experience with Attyx “fits the mold of the broader fraud” perpetrated by the defendants. According to the complaint, representatives from Attyx assured the plaintiff that he would receive a new solar system for only $28,520, broken up into monthly payments of $167, and promised that the system would “significantly reduce” his energy bills.

Importantly, the suit asserts that the plaintiff simply made an oral agreement and did not sign anything.

Attyx’s alleged “bait and switch” came later, when the plaintiff received a charge for $100,300 and realized the company had fraudulently arranged for two separate loans for the solar system and home improvements, which “saddled” the plaintiff with two loans of around $50,000 each with “costly” monthly payments that “far exceeded” the promised rate of $167 per month, the lawsuit alleges. Additionally, the Mosaic loan amounts included a hidden “dealer fee” that was never disclosed to the plaintiff, as he was never presented with the terms of the loan agreement, the filing claims.

The case states that Attyx, Mosaic and Service Finance never provided the plaintiff with the legally required disclosures for loan agreements, and the consumer never agreed to the terms of the sale and loan agreement. The suit alleges that Attyx’s representative simply forged the plaintiff’s signature on an electronically generated loan agreement, in violation of the Truth in Lending Act and New York law.

Moreover, Attyx left the plaintiff with a defectively installed, underperforming solar system, the complaint claims.

The lawsuit says that Attyx and the other defendants have engaged in “mass false advertising” to induce consumers to buy “exorbitantly priced” solar systems and home improvement services, then “hoodwinked” them into loans amounting to tens or hundreds of thousands of dollars.

The lawsuit goes on to allege that Mosaic and WebBank have “made it a practice” to charge consumers with “seemingly attractive” APRs with the highest loan surcharge, which the case says negates any value a consumer may have been receiving.

When consumers have reached out to Attyx with concerns about the “unexpected” financial obligations, the company simply “stopped taking the consumers’ calls,” per the case.

Attyx has allegedly engaged in the scheme at issue for so long that the company faces at least one other lawsuit, filed by New York Attorney General Letitia James, alleging that the company may owe restitution of roughly $275 million to New York consumers alone. The AG lawsuit claims that Attyx has deliberately targeted customers of “limited means,” including elderly individuals on fixed incomes and homes in lower and middle-class neighborhoods, with the allegedly fraudulent scheme.

“As a result, consumers who purchased services from Attyx found that they were not charged the low net costs that Attyx has represented to them but were instead on the hook for the full price of Attyx’s work – including the purchase and installation of solar systems and any non-solar home improvement work – which they were obligated to repay to Attyx’s lending partners,” the AG lawsuit charges.

In a November 2025 Final Order, the New York Public Service Commission revoked Attyx’s eligibility to operate as a solar energy distributor in the state after finding that the company engaged in “misleading or deceptive conduct,” including making false representations about rates and savings.

The Attyx class action lawsuit looks to cover all United States residents who purchased a solar panel system from Attyx.

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