Truth in Lending Act

February 18, 2026 A class action lawsuit alleges Hometap Equity Partners misrepresents its high-risk home equity investment loans as ‘option purchase agreements.’

January 30, 2026 A $5.2M Albert Instant settlement will resolve a class action alleging it charged illegal fees on payday loans to active-duty military servicemembers.

November 14, 2025 A class action lawsuit alleges that True Finance often traps military servicemembers in cycles of debt through illegal payday loans.

June 12, 2025 A class action accuses PG&E and several other entities of luring consumers into taking out loans for solar panel installation with the false promise of no finance charges and easy transferability.

February 13, 2025 Expedia faces a class action filed by a California consumer who alleges the company failed to properly refund canceled airline tickets he booked on its website.

November 4, 2024 Wells Fargo has agreed to pay $185 million to settle a class action that alleged the bank placed customers’ mortgages into forbearance without consent.

June 21, 2024 A class action has been filed by a consumer who claims Fifth Third failed to disclose a finance charge when she took out a loan to buy a solar power system.

June 6, 2024 A class action alleges Synchrony Bank has unfairly penalized service members by increasing interest rates on their outstanding credit card balances when they leave active duty.

May 7, 2024 A class action lawsuit alleges Wells Fargo illegally seizes funds out of a customer’s deposit account should the individual fail to timely pay an open-end credit loan.

March 21, 2024 A class action lawsuit alleges Wells Fargo has illegally charged thousands of American servicemembers and military families excessive interest rates and fees.

October 26, 2023 A class action alleges Bankers Healthcare Group and part-owner Pinnacle Bank have issued to consumers expensive loans fraudulently disguised as business loans to hide their “predatory” lending practices.

July 31, 2023 Two proposed class action lawsuits claim Bank of America and American Express have since March 2022 unlawfully imposed excessive interest rates on cardholders.

January 19, 2023 A proposed class action alleges Dave, Inc. charges consumers excessive “tips” and fees on cash advances offered through its lending app, Dave.

September 23, 2022 A proposed class action alleges Citibank, N.A. has systematically deprived servicemembers of the benefits to which they’re eligible under the federal Servicemembers Civil Relief Act.

August 22, 2022 A lawsuit claims Bank of America has unlawfully held cardholders liable for fraudulent transactions without properly investigating the charges.

April 5, 2022 A proposed class action claims that Riverside Pawn Co., Inc. has charged Virginia borrowers more than the allowable limit for service fees on their loans.

November 29, 2021 A class action alleges USAA Federal Savings Bank has overcharged servicemembers on interest and fees, and consequently inflated their principal balances.

November 3, 2021 A class action alleges Bank of America has used a fee-maximizing automated servicing platform to charge defaulted or at-risk-of-default borrowers for multiple, repetitive property inspections.

October 7, 2021 A class action alleges PNC Bank has taken advantage of mortgage borrowers who opted to defer payments amid the COVID-19 pandemic.

May 13, 2021 A class action alleges Bank of America has used an automated default mortgage servicing platform to “illegally, unfairly, and fraudulently” charge defaulted or at-risk-of-default borrowers for multiple and repetitive “property inspections.”

May 13, 2021 A lawsuit claims Citibank has failed to disclose that purchases of goods and services through mobile electronic payment apps are subject to higher fees.

April 15, 2021 A lawsuit alleges NewRez, LLC has failed to refund amounts or charges paid by consumers for title searches and appraisals in the event of the lawful rescission of a real estate transaction.

March 31, 2021 A lawsuit claims Fluent Home and Fortiva procured consumer reports on potential customers and signed them up for credit cards without authorization to do so.

January 26, 2021 A class action claims PayPal and Synchrony Bank were of no help in resolving one accountholder's $1,000 money-sending issue.

September 30, 2020 A class action alleges Vision Property Management has preyed upon Black prospective homebuyers in the Detroit area with discriminatory contracts "structured to fail."

July 28, 2020 A class action alleges Wells Fargo has placed certain mortgages into forbearance under the CARES Act without authorization to do so.

June 29, 2020 A lawsuit claims American Express has failed to properly notify credit card customers that disputing a billing charge over the phone will not preserve their billing rights.

June 11, 2020 Bank of America faces a proposed class action over an alleged pattern and practice of force-placing flood insurance on mortgage borrowers in excess of what's required by law.

May 21, 2020 An Arizona consumer claims in a lawsuit that Smart Start has failed to provide certain financial disclosures in its lease agreements for ignition interlock devices.

March 17, 2020 A man claims in a proposed class action that PayPal Credit and Synchrony Bank misled him as to the terms of his “Promotional Purchases” credit account and failed to properly credit a return.

October 26, 2018 First Citizens Bank of South Carolina has been hit with a proposed class action lawsuit in which two plaintiffs allege the bank opened unauthorized credit accounts in their names.

October 16, 2018 A class action lawsuit alleges the operator of Kasper Chrysler Dodge Jeep failed to make certain disclosures to consumers mandated by the Truth in Lending Act.

September 18, 2018 According to a lawsuit, Marriott Employees Federal Credit Union offers to Marriott employees "mini-loans" without disclosing the product's true costs.

July 16, 2018 A proposed class action lawsuit filed against #1 A LifeSafer of Arizona, LLC and #1 A LifeSafer, Inc. takes issue with the companies’ alleged failure to include in their equipment leases certain disclosures that were “segregated from other information."

June 28, 2018 A proposed class action has been filed against Wells Fargo & Company and Wells Fargo Bank, National Association over an allegedly illegal financing program made available to retailers.

April 23, 2018 In the wake of massive fines, Wells Fargo faces a new lawsuit claiming the bank deceived a couple into signing onto an 'unsuitable and misrepresented' mortgage loan.

December 21, 2017 A lawsuit claims 16 defendants are behind a 'rent-a-tribe' scheme in which the companies, 'borrowing' sovereign immunity, prey on cash-strapped consumers.

December 21, 2017 Allegedly false and misleading retail installment sales contracts are the focal point of a lawsuit against Fred Beans Motors of Doylestown (PA).