Capital One Settlement Ends Affiliate Marketing Commission Class Action Lawsuit

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Capital One has agreed to settle a class action lawsuit alleging that the financial institution wrongfully collected the marketing commissions of individuals who participated in affiliate commission programs with merchants partnered with Capital One Shopping browser extension.

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The Capital One class action settlement received preliminary approval from the court on December 18, 2025 and covers all individuals and entities in the United States who participated in an affiliate commission program with an online retailer that was also partnered with Capital One Shopping, and made a transaction that involved Capital One Shopping, at any point between January 6, 2020 and December 18, 2025.

The court-approved website for the Capital One affiliate marketing settlement can be found at InfluencerMarketingClaims.com.

According to the site, Capital One settlement class members who file a valid, timely claim form have multiple options for reimbursement. Those who submit with their claim form proof of one or more qualifying transactions are eligible to receive a one-time cash payment of the amount of commission received by Capital One Shopping for all qualifying transactions on or after November 1, 2023.

Capital One class members without proof of purchase, or whose transactions occurred prior to November 1, 2023, may instead file a claim form for an alternative $20 cash payment. In order to receive an alternative payment, Capital One must be able to sufficiently indicate, based on its information, that the class member was affiliated with the commission program, the agreement states.

Importantly, the agreement adds that class members who file a claim for reimbursement of commissions will either receive a payment in the amount of the commission received by Capital One or the alternative cash payment, whichever is higher.

Capital One settlement class members may elect to receive their cash payout via electronic payment, such as PayPal, Zelle, or Venmo, in lieu of the default issuance of a digital prepaid MasterCard.

Related Reading: [UPDATE] $425M Capital One Settlement Resolves Lawsuit Over High-Yield 360 Savings Accounts

To file a Capital One affiliate commissions settlement claim form online, class members can head to this page and provide personal information including their name, contact information and Social Security Number or Taxpayer Identification Number with proof of partnership and qualifying transactions (if applicable) to receive reimbursement. Alternatively, class members may download a PDF of the claim form to print, fill out and return by mail to the address of the settlement administrator.

All Capital One affiliate marketing settlement claim forms must be submitted online or by mail by April 17, 2026.

The court will determine whether to grant final approval to the Capital One settlement following a hearing on June 10, 2026. Compensation will begin to be distributed to class members only after final approval has been granted and any appeals have been resolved.

The Capital One class action lawsuit claimed that the bank wrongfully collected commissions earned by consumers, including social media influencers, who earned money by promoting online retailers in partnership with the Capital One Shipping browser extension, or Wikibuy, to other consumers, in violation of the federal Electronic Communications Privacy Act, Computer Fraud and Abuse Act and a number of state-specific consumer protection laws.

Did you know that some class action settlements require no proof to submit a claim? Check out the latest open class action settlements.