Costar Financial Services, Empereon Marketing Settlement Ends Class Action Over Sept. 2024 Data Breach

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Constar Financial Services and Empereon Marketing have agreed to a settle a class action lawsuit over a September 2024 data breach that may have exposed personally identifying consumer information.

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The Constar Financial Services class action settlement received preliminary approval from the court on January 15, 2026 and covers all individuals in the United States whose private information was potentially compromised in a September 2024 cyberattack, including all who received notice of the data breach from the company.

The court-approved website for the Constar Financial Services and Empereon Marketing settlement can be found at EmpereonConstarDataSettlement.com.

According to the website, Constar Financial Services settlement class members who submit a timely, valid claim form have multiple options for reimbursement and may claim as many settlement benefits as they qualify for.

Class members who submit with their claim form proof of documented extraordinary losses incurred between September 27, 2024 and May 1, 2026 are eligible to receive up to $5,000 in reimbursement. Per settlement documents, all expenses must be traceable to the data breach, supported by third-party documentation and cannot have already been reimbursed by any other source.

The agreement states that covered extraordinary expenses include losses incurred from fraudulent activity involving the misuse of a class member’s information, such as unauthorized withdrawals or debit transactions that are not pending reimbursement by a third party at the time the claim form is filed.

Constar settlement class members may also submit a claim form to receive up to $1,000 in reimbursement for documented ordinary losses incurred because of the breach. The agreement outlines that ordinary losses must have been incurred between September 27, 2024 and May 1, 2026, must be accompanied by supporting third-party documentation and cannot have already been reimbursed by another source.

Court documents state that ordinary expenses include fees related to the misuse of a class member’s Social Security number, fees for credit repair service and credit reports, costs for credit monitoring, costs for identity theft insurance products, and miscellaneous expenses such as postage and mileage.

Additionally, all settlement class members can submit a claim for reimbursement of up to four hours of lost time spent responding to the data breach at a rate of $20 per hour, rounded to the nearest half hour. Class members must submit a description of their activities, court documents state, and reimbursable activities include time spent addressing fraudulent charges or other identity theft, creating fraud alerts, requesting a credit freeze, and reviewing credit reports and bank statements for unauthorized activity.

In addition to any/all monetary benefits, all settlement class members may submit a claim form to receive an enrollment code for three free years of three-bureau credit monitoring and identity theft insurance, which the agreement reports is available regardless of whether they enrolled in the credit monitoring offers included on the data breach notice.

To submit a Constar claim form online, class members can head to this page of the settlement site and enter the unique ID and PIN as found on their received copy of the settlement notice. Alternatively, class members can download a PDF claim form to print, fill out and return by mail to the settlement administrator.

All Constar settlement claim forms must be submitted online or postmarked by May 1, 2026.

The court will determine whether to grant the Constar settlement final approval following a hearing on May 22, 2026. Compensation will begin to be distributed to class members only after final approval has been granted and any appeals have been resolved.

The Constar Financial Services class action lawsuit alleged that the Arizona debt collection agency and Empereon Marketing, an affiliated telemarketing company, failed to protect the sensitive information stored on its systems from a September 2024 data breach. Per the lawsuit, the personal information that may have been affected by the breach includes names, Social Security numbers, mailing and email addresses, telephone numbers, employment numbers, and information regarding income, expenses, and assets.

 Head to ClassAction.org’s settlements page for a complete list of data breach settlements.