$30M Equifax Settlement Ends Class Action Lawsuits Over Inquiry Dispute Investigations
October 1, 2026 A $30M class action settlement ends a lawsuit that alleged Equifax failed to conduct reasonable investigations of credit file inquiry disputes.
Lawsuit Filings
$2.2M Equifax Settlement Ends Class Action Lawsuit Over Alleged Duplicate Collection Account Reporting
July 8, 2026 A $2.2M Equifax settlement offers cash and credit monitoring to consumers whose collection accounts were reported more than once by the agency.
CFPB Orders Equifax to Pay $15M Penalty for Inadequate Credit Report Dispute Investigations
January 29, 2025 The CFPB has ordered Equifax to revise certain policies and pay a $15 million penalty after finding that the company had failed to properly investigate consumer disputes.
Equifax Wrongly Reported Pink Energy ‘Scam Loans’ on Consumer Credit Reports, Class Action Says
April 11, 2024 Two consumers claim in a class action that Equifax reported in their credit files inaccurate and misleading data that, by law, should have been deleted.
Equifax Falsely Reported Federal Student Loan Debt that Was Forgiven, Lawsuit Claims [DISMISSED]
January 10, 2024 A class action alleges Equifax negligently and recklessly reported false and damaging information about a consumer’s federally forgiven student loans.
Equifax Hit with Class Action Over ‘Unavailable’ Status in Credit Reports
February 11, 2022 A proposed class action claims Equifax has inaccurately reported accounts in consumers’ credit reports with a status of “unavailable.”
Equifax Falsely Flags Consumers as Criminals on Gov. Watch List, Class Action Claims
December 9, 2021 Equifax faces claims that it falsely matches consumers with individuals on a government watch list despite possessing the information needed to rule out mismatches.
Equifax Hurt Credit Scores By Reporting Missed Wells Fargo Mortgage Payments Subject to COVID-19 Relief, Lawsuit Claims
November 9, 2021 A class action alleges Equifax has harmed mortgage borrowers receiving COVID-19 relief from Wells Fargo by reporting nonpayment as a negative remark on their credit scores.
Lawsuit Alleges Equifax Delays Dispute Investigations With ‘Onerous’ Identity Confirmation Process
October 14, 2021 A lawsuit claims Equifax unlawfully requires consumers to provide “needless” identification before it begins to investigate credit report information disputes.
Apple Pay User Alleges Credit Bureaus, Goldman Sachs Failed to Properly Investigate Disputed Credit Report Info
August 30, 2021 A class action claims the “Big Three” credit bureaus and Goldman Sachs failed to properly investigate disputes of consumers’ credit report information.
Class Action Claims Equifax Matches Consumers’ Social Security Numbers with Deceased Individuals
June 23, 2021 A lawsuit alleges Equifax unlawfully associated a consumer's Social Security number with a deceased individual and included inaccurate information in her credit report.
Equifax, TransUnion Negatively Reported COVID-19 Mortgage Relief as Nonpayment, Lawsuit Alleges [UPDATE]
July 20, 2020 A class action claims Equifax, TransUnion, and VantageScore have unlawfully included in consumers’ credit reports nonpayment of mortgages pursuant to COVID-19-related agreements with their lenders.
Equifax, Bank of America, GM Financial Sued Over ‘Erroneous’ Credit Report
January 30, 2020 A woman claims in a class action that Equifax failed to note in her credit report that two accounts were disputed and failed to properly investigate her dispute.
Equifax, Shellpoint Mortgage Servicing Facing Class Action Over Allegedly Inaccurate Credit Report Information
November 15, 2019 Equifax and Shellpoint Mortgage Servicing face a class action that claims the companies have illegally reported a time-barred debt on a consumer's credit report.
Equifax Facing Suit Over Alleged Mishandling of Disputes Related to Credit Report Information
August 26, 2019 Equifax is faced with a class action suit for allegedly allowing disputed information to be included on consumer credit reports without including a notification of dispute.
Class Action Accuses Equifax of Providing Consumer Data to Unauthorized Parties
August 22, 2019 A proposed class action claims Equifax and Decisionlinks violated the Fair Credit Reporting Act by providing consumer data to unauthorized parties.
Lawsuit: Equifax Inaccurately Reports on Debts Involved in Bankruptcy Chapter Conversions
April 10, 2019 A lawsuit out of Virginia alleges that Equifax Information Services, LLC inaccurately reports on debts that were discharged in bankruptcy proceedings.
Equifax Information Services Failed to Investigate Alleged Duplicate Balances on Credit Report, Class Action Says
January 4, 2019 A consumer alleges Equifax Information Services failed to conduct a reasonable investigation into potential inaccuracies on her credit report.
Equifax, Attorney General of Texas – Child Support Facing FCRA Class Action Over Report ‘Inaccuracies’ [UPDATE]
October 18, 2018 A proposed class action claims the entities have incorrectly reported late child support payments and balances, even after a dispute had been submitted.
[UPDATE] Class Action Alleges Equifax ‘Routinely’ Fails to Reinvestigate Disputed Consumer Report Information
October 4, 2018 According to a class action, Equifax routinely ignores its reinvestigation obligation under the FCRA when a consumer disputes inquiry information.
Equifax Published Inaccurate Credit Report, Consumer Claims
September 12, 2018 Equifax has been hit with a proposed class action filed by a consumer who alleges the credit reporting agency published inaccurate information about him.
Equifax Failed to Update Fraudulent Address on Consumer Report, Class Action Claims
August 29, 2018 A consumer claims in a lawsuit that Equifax Information Services failed to adequately investigate her dispute over an incorrect address on her credit report.
Equifax Joins Berkshire Hills Bancorp, Berkshire Bank in FCRA Class Action Over Credit Report Accuracy
May 17, 2018 A Georgia consumer has filed a proposed class action against Equifax Information Services, LLC, Berkshire Hills Bancorp, Inc. and DBS Berkshire Bank.
Class Action: Equifax Allows Reporting of Fraudulent Info in Credit Reports
May 1, 2018 The plaintiff claims Equifax treats reports of identity theft as run-of-the-mill credit card disputes and violates the FCRA in failing to provide mandatory info.
Equifax, Trans Union Named in FCRA Class Action in Virginia Over Identity Mix-Up
March 15, 2018 A Virginia man claims Equifax and Trans Union mixed up his credit information with that of his father and put up roadblocks hampering his dispute request.