Electronic Funds Transfer Act

July 15, 2026 A class action lawsuit alleges that Intuit and Credit Karma have failed to properly protect and secure Credit Karma Money accounts.

January 12, 2026 A class action lawsuit alleges Fanatics Sportsbook has illegally chosen not to enforce a 24-hour waiting period for deposit increases in certain states.

January 6, 2026 A $625K Educative settlement offers cash to consumers allegedly enrolled in automatically renewing subscriptions.

November 24, 2025 A $1.72M Navy Federal Credit Union settlement ends a class action lawsuit that alleged the credit union acted in violation of the Electronic Funds Transfer Act.

November 19, 2025 A class action lawsuit alleges Soapy Joe’s carwash unlawfully automatically renewed paid memberships and charged customers without consent.

November 10, 2025 A $564K+ Bankers Trust Company settlement offers cash and debt forgiveness to individuals who were charged overdraft fees on debit card transactions.

September 16, 2025 A $1.9M+ settlement ends a lawsuit that alleged Comerica Bank and Conduent wrongfully denied California Way2Go cardholders’ unauthorized transfer disputes.

August 7, 2025 ClassPass faces a proposed class action lawsuit that alleges the platform’s credit-expiration policy violates federal and state laws.

April 7, 2025 Zuffa and NeuLion USA have agreed to pay up to $1.2 million to settle a class action that claimed they unlawfully enrolled consumers in auto-renewing UFC Fight Pass subscriptions.

March 20, 2025 A $2.5 million settlement has been reached to resolve a class action that alleged Apple FCU unlawfully charged members overdraft fees on certain debit card transactions.

January 27, 2025 A CFPB order requires Block to refund consumers up to $120 million, pay a $55 million civil penalty and bring its customer service and dispute investigation practices in line with federal law.

November 20, 2024 A $1.025 million settlement has been reached to resolve a class action that claimed loanDepot unlawfully debited funds from customers’ bank accounts on a reoccurring basis.

September 26, 2024 A class action over Numi's Prestige prepaid debit cards used to return confiscated money to arrested individuals upon their release has settled for $4 million.

July 11, 2024 A class action has been filed by two consumers who claim Wells Fargo unlawfully failed to reimburse them after a fraudster made an unauthorized wire transfer from their bank account.

April 22, 2024 A lawsuit accuses Central Bank of Kansas City of issuing prepaid debit cards saddled with fees to individuals arrested, detained and released from custody to have confiscated cash returned to them.

February 26, 2024 A class action alleges Wondershare lures consumers into automatically renewing subscriptions without making proper disclosures or obtaining customer consent.

February 22, 2024 Chipotle faces a class action lawsuit over its apparent policy of refusing to refund purchases made with gift cards and instead providing limited meal vouchers.

February 16, 2024 A lawsuit claims American Express violated federal law by failing to conduct a timely investigation after being notified that a Serve card containing a consumer's tax refund was stolen.

December 14, 2023 A proposed class action claims the company behind CoFoundersLab.com unlawfully enrolls consumers in reoccurring, paid subscriptions without consent.

December 7, 2023 A class action alleges the companies behind WithULoans.com run an illegal “rent-a-tribe” scheme whereby Illinois residents are issued loans with unlawfully high interest rates.

October 12, 2023 A class action claims Navy Federal Credit Union refuses to reimburse accountholders who fell victim to fraud without conducting “good faith” investigations into the disputed transactions.

October 10, 2023 A class action accuses National Geographic Partners of unlawfully enrolling consumers in recurring, paid subscriptions without consent.

May 12, 2023 A class action claims Chase Bank and Zelle fail to prevent, properly investigate, warn consumers about or reimburse victims of fraudulent activity on the popular money transfer app.

March 17, 2023 A class action alleges Wells Fargo and Conduent regularly refuse to refund New Mexico EPPICard users whose accounts have been subject to fraud.

March 16, 2023 A class action alleges Massage Envy has purposefully made it difficult for consumers to cancel their memberships and continues to charge them monthly payments after their membership has been terminated.

February 7, 2023 A class action lawsuit accuses OnStar of charging consumers without consent after they have cancelled their subscription to the roadside assistance service.

February 3, 2023 A class action lawsuit accuses Coursera, Inc. of unlawfully subscribing consumers to recurring paid programs and later charging them without authorization when the subscription renews automatically.

November 9, 2022 A class action alleges subscription streaming service FloSports has broken the law by routinely taking money out of consumers’ bank accounts without written authorization.

October 24, 2022 A class action alleges Navy Federal Credit Union has failed to protect and reimburse accountholders who reported unauthorized transactions on Zelle.

September 22, 2022 Sunbelt faces a lawsuit over its alleged practice of charging overdraft fees on transactions for which customers have sufficient funds in their accounts.

September 7, 2022 A proposed class action lawsuit accuses TD Bank, N.A. of having a “history and routine practice” of opening accounts in consumers’ names without authorization.

August 25, 2022 Coinbase faces a class action over its apparently poor track record of safeguarding users’ accounts from unauthorized access and theft and then helping out those whose assets have been stolen.

June 24, 2022 PayPal faces a proposed class action over its alleged refusal to reimburse Venmo users who’ve lost money due to fraud.

June 2, 2022 A Seattle resident has filed a proposed class action in which he claims to have been the victim of a scam targeting Wells Fargo Bank customers who use Zelle.

April 14, 2022 A class action alleges Carver Bank has harmed customers by charging insufficient funds and overdraft fees in ways that are not disclosed in its account documents.

April 6, 2022 University & State Employees Credit Union has been hit with a class action over its allegedly improper overdraft practices.

January 31, 2022 A class action alleges American Income Life Insurance Company fraudulently used a customer’s checking account to complete the policy sign-up process for her sister.

January 19, 2022 A proposed class action alleges PayPal has unilaterally seized funds from users’ accounts without cause or any fair or due process.

December 20, 2021 A proposed class action alleges Bank of America, N.A. has failed to protect prepaid debit cards containing New Jersey residents’ unemployment benefits from fraud.

October 20, 2021 A class action claims Life Alert unlawfully debited consumers’ accounts on a recurring basis after they requested cancelation of the company’s services.

September 22, 2021 Student Loan Financial Assistance has preyed on student loan borrowers by misrepresenting the cost and features of federal loan repayment programs, a class action alleges.

July 22, 2021 A class action claims Bank of America failed to protect the security of debit cards issued to California unemployment benefits recipients.

July 19, 2021 Legion Auto Protection Services and two others face a lawsuit over their alleged practice of robocalling consumers to solicit sales of vehicle service contracts.

May 18, 2021 A Nevada resident alleges Nationstar Mortgage (Mr. Cooper) wrongfully withdrew from his bank account two additional mortgage payments without authorization to do so.

April 21, 2021 Bank of America faces another class action that claims the financial institution has lacked urgency in securing unemployment benefits for Californians amid the COVID-19 pandemic.

February 16, 2021 A class action alleges DermaSet has made recurring debit transactions without first securing written authorization to do so or providing mandatory disclosures in a clear and conspicuous manner.

January 19, 2021 A lawsuit alleges Bank of America failed to prevent and address fraud involving unemployment insurance benefits provided through prepaid debit cards in California.

December 8, 2020 A class action alleges Cabrillo Credit Union has failed to provide customers with a clearly understandable stand-alone disclosure document, or obtain opt-in consent, before assessing overdraft fees.

November 30, 2020 Wells Fargo faces a proposed class action in which the bank stands accused of failing to clearly disclose its overdraft practices to accountholders.

October 26, 2020 A class action claims Cash App-maker Square, Inc. and Sutton Bank's dispute resolution process for electronic fraud violates the Electronic Funds Transfer Act.