$750K AOD Federal Credit Union Settlement Wraps Up Class Action Lawsuit Over 2024 Data Breach

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AOD Federal Credit Union has agreed to a $750,000 settlement to conclude a class action lawsuit that alleged the financial cooperative failed to protect sensitive information in its care from an August 2024 data breach.

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The $750,000 AOD Federal Credit Union class action settlement received preliminary approval from the court on April 30, 2026. The deal covers all individuals whose private information may have been compromised in the August 2024 data breach.

Court documents state that the class action settlement covers approximately 70,000 people.

The court-approved website for the AOD Federal Credit Union data breach settlement can be found at AODFCUDataIncidentSettlement.com.

AOD settlement class members who file a timely, valid claim form can receive up to $5,000 for documented losses stemming from the breach. This benefit covers losses resulting from fraud or identity theft.

Class members must submit proof, such as receipts, bills or other correspondence, to receive a documented-loss payment.

In lieu of a documented-loss payout, class members can instead file a claim form to receive an estimated $75 cash payment, with no proof required. The final amount of this payment may increase or decrease, depending on the total number of valid claims filed.

In addition to either monetary benefit, all class members can file a claim to receive an enrollment code for two years of one-bureau credit monitoring.

To file an AOD settlement claim form online, class members can head to this page and log in using the unique ID and PIN found on their copy of the settlement notice. Alternatively, class members can download a PDF of the claim form to print, fill out, and return by mail to the settlement administrator.

All AOD Federal Credit Union settlement claim forms must be submitted online or by mail by September 1, 2026.

The court will determine whether to grant final approval to the AOD Federal Credit Union class action settlement following a hearing on September 16, 2026. Compensation will begin to be distributed to class members only after final approval is granted and any appeals are resolved.

The AOD Federal Credit Union class action lawsuit alleged that the Alabama-based financial cooperative failed to implement adequate cybersecurity measures to protect the sensitive information on its systems, which allegedly led to a data breach between August 8, 2024 and August 9, 2024.

Per court documents, private information potentially exposed during the breach included names, Social Security numbers, dates of birth, bank/ financial account numbers, routing numbers, credit/ debit card information, driver’s license and government ID numbers, clinical information, health insurance member IDs and group numbers, and taxpayer ID numbers.

Did you know that some class action settlements require no proof to submit a claim? Check out the latest open class action settlements.