Healthcare Services Group, Inc. and JD Palatine, LLC are on the receiving end of a proposed class action lawsuit that claims they violated the Fair Credit Reporting Act (FCRA). The plaintiff accuses JD Palatine of furnishing a credit report that included inaccurate and outdated information, causing her to be unfairly terminated by her employer – Healthcare Services. The credit reporting agency allegedly obtained its public records information from a third party instead of directly from courthouses, resulting in inaccuracies. According to the complaint, the plaintiff’s consumer report mistakenly included four charges that were either dismissed or did not result in conviction, and should never have been included in the report. Furthermore, the suit claims the charges had occurred more than seven years prior, meaning they were not reportable.
The plaintiff also accuses Healthcare Services Group of illegally taking adverse action against her after reviewing her consumer report, without first providing her a copy of the report and written notice of the action. Because of the defendant’s failure to comply with the FCRA, the plaintiff was denied an opportunity to correct the inaccuracies in her report and suffered the loss of her job, the suit says.