A proposed class action filed in Indiana claims defendant Centra Credit Union violated the Fair Credit Reporting Act (FCRA) with its alleged practice of “intentionally procuring credit reports of consumers whose debts had been discharged in bankruptcy.” The lawsuit claims that once a consumer’s debt is discharged through bankruptcy, there is no longer a permissible purpose for entities like the defendant to access such reports.
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A reckless new bill represents an unprecedented threat to consumer rights, essentially gutting class action and mass tort litigation. Congress has tried to ram it through without us noticing. Read more about the implications of this bill, and contact your members of Congress to protect your rights.