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FCRA Class Action Filed Against Centra Credit Union

A proposed class action filed in Indiana claims defendant Centra Credit Union violated the Fair Credit Reporting Act (FCRA) with its alleged practice of “intentionally procuring credit reports of consumers whose debts had been discharged in bankruptcy.” The lawsuit claims that once a consumer’s debt is discharged through bankruptcy, there is no longer a permissible purpose for entities like the defendant to access such reports.

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