Class Action: PNC Bank Accessed Off-Limits Consumer Report

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A consumer who filed for Title 11 bankruptcy in 2013 has put her name on a proposed class action against PNC Bank NA alleging violations of the Fair Credit Reporting Act (FCRA). As a result of the plaintiff’s bankruptcy proceeding, the case says, her mortgage obligation and any other debt owed to the defendant was discharged. Despite this, and absent any relationship between the plaintiff and defendant, PNC Bank allegedly accessed the woman’s consumer report without authorization from a consumer reporting agency on more than one occasion.