Hunter Warfield, Inc. is staring down a proposed class action filed by a Charlotte, North Carolina resident who alleges the company sent him a collection letter in which it misrepresented his debt amount.
According to the suit, the defendant sent a letter to the plaintiff in January 2018 that concerned a $3,943.13 obligation owed to Retreat at McAlpine. The notice allegedly contained a settlement offer and stated, in part:
"If you fail to take advantage of this offer, interest will accrue making your payoff great than the amount set forth above."
Despite the letter’s representations, the case claims that the debt was not, in fact, accruing interest. Further, the suit alleges the company was aware that the account balance was not subject to change and that its false threat was “merely a deceptive collection tactic.”