Illinois Predatory Loan Prevention Act

October 23, 2026 A $15M Bright Lending settlement resolves a class action lawsuit that alleged the online lender issued unlawful high-interest loans.

August 8, 2024 A class action claims online lender OppFi has violated federal and state laws by issuing loans with excessive interest rates to Illinois residents.

May 8, 2024 Greenline Loans faces a class action over an alleged “rent-a-tribe” scheme whereby the online lender has purportedly issued illegal loans to Illinois residents.

April 23, 2024 A consumer claims in a class action that the entities behind FastDayLoans.com have issued to Illinois residents illegal, high-interest loans.

February 9, 2024 AvailBlue.com faces a class action over an alleged “rent-a-tribe” scheme whereby the online lender has issued to Illinois residents loans with unlawfully high interest rates.

December 19, 2023 A proposed class action claims the companies behind ClearAirLending.com have issued “predatory and unlawful” loans to Illinois residents.

December 7, 2023 A class action alleges the companies behind WithULoans.com run an illegal “rent-a-tribe” scheme whereby Illinois residents are issued loans with unlawfully high interest rates.

October 6, 2023 A class action claims the operator of online lender LittleLakeLending.com is part of an illegal “rent-a-tribe” scheme whereby Illinois residents are issued loans with excessive interest rates.

October 4, 2023 A class action claims the operators of online lender BlueTrustLoans.com are behind an illegal “rent-a-tribe” scheme whereby they issue loans with unlawful interest rates to Illinois residents.

September 25, 2023 A class action alleges the parties behind eLoanWarehouse.com have attempted to skirt state interest rate caps by fraudulently posing as an online payday lending business run by a Native America tribe.

May 26, 2023 A class action lawsuit claims the owners of online lender FoxHillsCash.com are behind an illegal “rent-a-tribe” scheme whereby they have issued loans with unlawful interest rates to Illinois residents.

March 23, 2023 A class action claims the operators of online lender AscendLoans.com are engaged in a “rent-a-tribe” scheme whereby they’ve issued to Illinois residents “predatory” loans with illegal interest rates.

March 21, 2023 A class action alleges Green Arrow Solutions has attempted to evade Illinois usury laws by posing as a Native American-owned entity that claims to be shielded by sovereign immunity.

March 1, 2023 A class action alleges online lender CreditCube has attempted to circumvent Illinois interest rate caps by posing as a Native American-owned business entitled to sovereign immunity.

March 1, 2023 A class action lawsuit claims online lenders Eagle Valley Lending and Fast Auto Loans are behind a “rent-a-tribe” scheme whereby they issue “predatory” loans with unlawful interest rates to Illinois residents.

December 16, 2022 The operators of Minto Money have fraudulently hidden behind tribal sovereign immunity to circumvent Illinois interest rate caps, a proposed class action alleges.

April 8, 2022 Arrowhead Advance has made usurious loans to Illinois residents while attempting to hide behind the Oglala Sioux Tribe’s sovereign immunity, a lawsuit alleges.

March 16, 2022 A class action alleges online payday lender FirstLoan.com has illegally tried to skirt Illinois usury laws by claiming to be affiliated with a small Native American tribe.

March 2, 2022 A lawsuit claims 605 Lending has operated a “rent-a-tribe” lending scheme whereby it purports to be operated by a Native American tribe to avoid state usury laws.

January 27, 2022 A class action alleges West Side Lending has attempted to hide behind a purported affiliation with the Menominee Tribe of Wisconsin in making loans with usurious interest rates.

January 10, 2022 A class action claims the operators of MaxLend.com have executed an unlawful “rent-a-tribe” scheme to charge consumers usurious interest on small loans.