$2M Pacific Guardian Life Insurance Settlement Ends Class Action Lawsuit Over August 2023 Data Breach

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Pacific Guardian Life Insurance Company is set to pay $2,000,000 to resolve a class action lawsuit over an August 2023 data breach.

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The Pacific Guardian Life Insurance class action settlement received preliminary approval from the court on August 22, 2025 and covers anyone who was notified that their personal and/or health information may have been compromised during the data breach, which occurred on or around August 25, 2023.

The court-approved website for the Pacific Guardian Life Insurance class action settlement can be found at https://PGLIDataBreach.com/.

Pacific Guardian Life Insurance settlement class members who submit a valid, timely claim form have several options for reimbursement. Per the settlement website, those who submit with their claim form proof of money lost due to remedying issues related to the data breach may receive a one-time cash payment up to $2,000. Damages from the Pacific Guardian data breach can include costs related to credit freezes, card replacements, obtaining credit reports, card fees, and other unreimbursed costs, the website says.

In lieu of reimbursement for documented out-of-pocket expenses, eligible class members may submit a claim to receive a one-time, pro-rated cash payment of up to $50. Further, class members residing in California and covered by the California Confidentiality of Medical Information Act may elect to receive an additional cash payment of up to $20, the settlement website shares.

In addition to the foregoing monetary reimbursement options, eligible class members may also submit a claim form to receive two free years of one-bureau credit monitoring services. Activation codes to access this service can be sent to claimants via e-mail or U.S. mail.

Settlement documents detail that Pacific Guardian Life Insurance class members can elect to receive any payment options via check or electronic payment. Class members with a valid claim will have 90 days to cash their settlement check after the date of issuance before it expires.

To submit a Pacific Guardian Life Insurance settlement claim form online, class members can head to this page and enter the class member ID found on their copy of the settlement notice. Consumers who believe they may be a class member but did not receive a class action settlement notice should contact the settlement administrator to confirm their identity and receive their login ID.

Alternatively, a class member can download a PDF copy of the claim form to print, fill out, and return by mail to the address listed near the top of the form.

Pacific Guardian Life Insurance settlement claim forms must be submitted online or by mail by December 21, 2025.

The final approval hearing is scheduled for January 13, 2026. Compensation will begin to be distributed to class members only after final approval is granted and any appeals are resolved.

Guardian Company Lawsuit: What Happened?

The Pacific Guardian Life Insurance lawsuit alleged that the company did not have in place adequate cybersecurity measures to safeguard private patient information. Per the Guardian company lawsuit, the data accessed during the August 2023 incident included, but was not limited to, patient names, dates of birth, Social Security numbers, health insurance information, driver’s license numbers, financial account information, electronic signatures, and medical information.

Head to ClassAction.org’s settlements page for a complete list of data breach settlements.