Profits Over Patients: Can You Trust Your Health Insurance Company?
Insurance providers are under some scrutiny in this issue. They stand accused of denying claims for medically necessary treatments so they can keep their profits high. Some may even be more willing to let patients die than they are to shell out for an expensive drug. Definitely not the best look for the company that’s supposed to have your back when things go bad. In this issue, we’ve also got some fiery microwave drawers, a settlement from Whirlpool, and the scoop on the real ingredients in your dog's food. Read on for more.
Attorneys have reason to believe that some insurance companies are purposely delaying coverage of Harvoni (the first known drug to cure hepatitis C) until the patient has reached later stages of the disease. They’re supposedly doing this in the hopes that the patient will either die or switch insurers before they have to pay for the drug. Several large health insurance companies have already been sued over this issue. In fact, United Healthcare settled a class action lawsuit filed against it several years back and provided up to $2,400 per claimant. But this practice may not be limited to big-name insurers and may be a widespread problem throughout the industry. If you were denied coverage for your Harvoni prescription, share your story with us and you may be able to help get a class action started against your health insurer.
Proton therapy has been a well-accepted method of prostate cancer treatment for more than 30 years – so why are insurance companies denying coverage because the treatment is “experimental,” “investigative,” or “unproven?” Attorneys suspect that, again, insurance companies are prioritizing their bottom lines over the well-being of patients, since proton therapy is significantly more expensive than the less-effective alternatives. Proton therapy is even covered under Medicare as a safe and effective treatment for prostate cancer. And yet, some companies continue to ignore evidence of the therapy’s success rate and even go so far as to disregard letters from patients’ doctors regarding the efficacy of proton therapy. A successful lawsuit could help patients recover money paid out of pocket for treatment, as well as other damages caused by the insurance company’s decision to deny coverage. If this sounds like something you’ve had to endure, share your story here.
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Earlier this month, Whirlpool agreed to pay $21 million to settle a class action filed over an alleged drain tube defect in certain French-door, bottom-mount refrigerators. The settlement still needs to be approved by the court, but we are inching closer to checks being sent out to those affected. If the settlement goes through as it currently stands, class members who can provide proof of repairs may be eligible to receive up to $150 – so save those receipts. For a closer look at the settlement and the motion for preliminary approval, head on over to our blog.
Cooking can be stressful for some people as it is, so when a simple meal starts smoking and giving off that burnt “electrical” smell, it can be pretty unsettling – especially when all you did was toss something in your Bosch microwave drawer. A potential defect in the product’s wave guide could be the cause, and now attorneys are trying to get a class action started to help people get back the money they spent purchasing and fixing their microwave drawers. To see if you could help start a class action lawsuit, head on over to this page and share your story.
If you’re a dog owner, you’re probably aware of the ongoing discussion about what companies are really putting into our pet’s food. (And if you aren’t, we have you covered.) From Blue Buffalo to Wild Calling, reports have been coming to light that the limited-ingredient food we give our furry friends may not be exactly what the companies behind them advertise. When tested, many of these foods were found to contain grain when they weren’t supposed to, or had very little of the “main” ingredient shown on the front label (i.e., fish, lamb, etc.). This practice seems to be especially common in higher-end dog foods and takes advantage of those who spare no expense for their pets. Now, seven more dog foods – and one cat food – have just been added to the list of affected products. You can find more information, as well as the full product list, here.
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