A proposed class action citing possible Fair Debt Collection Practices Act (FDCPA) violations alleges Vance & Huffman, LLC unlawfully attempted to collect a debt that was in default when the company came into possession of the obligation from the plaintiff’s original creditor. The plaintiff additionally claims Vance & Huffman unlawfully:
Left voice messages for consumers without identifying itself as a debt collector calling to collect a debt;
Failed to provide a mandatory validation notice within five days after initial communication was received by consumers; and
Created a false sense of urgency by failing to identify itself as a debt collector in its calls to the plaintiff and proposed class members.