Valentine & Kebartas Named in Debt Collection Class Action

A New York consumer alleges in a proposed class action that defendant Valentine & Kebartas, Inc. mailed him a collection notice that unlawfully failed to note whether his balance may increase due to interest or fees. The case states that though the plaintiff’s credit card obligation was subject to interest and fees—per the man’s agreement with Credit One Bank—the defendant was still obligated to inform the plaintiff as much under the Fair Debt Collection Practices Act (FDCPA). The defendant’s supposed failure to alert the plaintiff that his account was subject to the accrual of interest and fees constitutes a failure to convey the amount of debt accurately from the perspective of the least sophisticated consumer, the lawsuit argues.