Transworld Systems Collection Letter Failed to Disclose Whether Interest was Accruing, Lawsuit Claims

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Transworld Systems, Inc. is the defendant in a proposed class action filed in Georgia over its alleged failure to disclose whether or not interest, fees and costs may continuously be accruing on the plaintiff’s debt. The case says the plaintiff received a notice from Transworld prior to April 27, 2017 concerning an obligation supposedly owed to Advantage Dental. The defendant allegedly stated in the letter:

The account balance may be periodically increased due to the addition of accrued interest or other charges, as provided in the agreement with the original creditor, or as otherwise provided by applicable law.”

The above language is confusing to the plaintiff in that the defendant is aware that the woman’s balance will not vary, the lawsuit argues. Stating that it may increase is “merely a deceptive collection tactic,” according to the suit, and makes it unclear as to whether the plaintiff’s account was actually accruing interest.