From New Jersey federal court comes a proposed class action that claims Sentry Credit, Inc. violated certain provisions of the Fair Debt Collection Practices Act (FDCPA). The suit’s named plaintiff alleges the defendant sent her a collection notice for a defaulted debt in which it unlawfully failed to properly note that, to effectively dispute the amount owed, such a dispute must be made in writing.
“The least sophisticated consumer upon reading the August 15, 2016 letter would be confused as to what she must do to effectively dispute the alleged debt,” the complaint argues.
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