Remex Engages in ‘Coercive’ Debt Collection Practices, Lawsuit Claims

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Remex, Inc. is facing a proposed class action over an allegedly deceptive debt collection letter it sent to a New Jersey consumer. In April 2018, the plaintiff, who fell into debt after getting medical treatment, allegedly received a collection letter from the defendant that contained the following statement:

“We would like to resolve this matter prior to reporting derogatory information to a credit bureau.”

The case argues that the above statement was unlawful in that it aims to “coerce” the plaintiff into making immediate payment to avoid negative credit reporting and misleads him regarding his right to dispute the debt. Under the Fair Debt Collection Practices Act, it is unlawful for a debt collector to use confusing, misleading, or deceptive language in an effort to collect a debt, the lawsuit says.