Relin, Goldstein & Crane, LLP is the defendant in a proposed class action filed in New York that claims the company sent to a consumer a deceptive collection notice that failed to convey the nature of the plaintiff’s debt and clearly state his debt amount.
The consumer received a letter from the defendant in February 2018 regarding a debt incurred on an American Express credit card, the case says. The letter supposedly failed to disclose that the plaintiff’s debt balance may increase due to interest and fees, in violation of the Fair Debt Collection Practices Act (FDCPA). In addition, the notice did not provide the recipient with critical information that would allow him to determine the amount of debt, such as an interest rate, amount of fees, or when any such interest or fees would be applied to the account, the complaint charges. Even further, the plaintiff claims the letter failed to properly convey the debt amount as it was unclear whether interest and fees were accruing on the obligation.