A proposed class action has been filed against P&B Capital Group, LLC (PBCG) and Crown Asset Management, LLC over potential violations of the Fair Debt Collection Practices Act (FDCPA). According to the suit, the plaintiff’s attorney sent a letter in July 2017 informing PBCG that the plaintiff was represented by an attorney and demanding that the debt collector no longer contact the man directly. Nevertheless, the suit attests, PBCG mailed the man a collection letter on Crown Asset’s behalf in October 2017 – a direct violation of the FDCPA, the case argues.
Furthermore, the lawsuit claims the letter may have been deceptive in that it stated the plaintiff’s “current” balance. If his account was not accruing interest or fees, the suit argues, the defendants’ use of the word “current” would be misleading, as it implies the plaintiff’s balance is increasing.