NY Woman Claims Debt Collectors Failed to Specify Amount of Debt

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Midland Credit Management, Inc., Midland Funding, LLC, and their parent company Encore Capital Group, Inc. are facing a proposed class action lawsuit filed by a New York woman who claims the defendants violated her rights under the Fair Debt Collection Practices Act (FDCPA). According to the complaint, the debt collectors sent the plaintiff a letter that noted her “Current Balance” but failed to specify that the amount “could” or “will” increase over time. The suit argues that the plaintiff’s account was subject to interest and that the defendants were required to provide her with enough information to calculate the true amount of her alleged debt on a given day.