NY Consumer Claims Lamont, Hanley & Associates Tried to Collect Unauthorized Debt Collection Fee

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A Suffolk County, New York man claims in a proposed class action that Lamont, Hanley & Associates, Inc. overstepped federal debt collection rules when it attempted to impose an additional fee on his balance. The complaint says the plaintiff’s debt amounted to $1,129.98, yet the defendant sought to collect $1,506.64, allegedly adding an unauthorized $376.66 fee. Citing possible Fair Debt Collection Practices Act (FDCPA) abuses, the complaint alleges the defendant failed to provide the plaintiff with legally required information necessary to be able to determine how much needs to be paid to resolve the debt at any given moment in the future.

“The least sophisticated consumer would likely be deceived into believing that [the defendant] was legally entitled to collect the fee,” the case argues.