A proposed class action has been filed against National Credit Adjusters, LLC over alleged violations of the Fair Debt Collection Practices Act (FDCPA). The lawsuit, filed in Wisconsin, claims the defendant, in an attempt to collect on the plaintiff’s payday loan debt, sent a collection letter claiming it holds a Wisconsin Collection Agency License. According to the complaint, the defendant holds no such license, nor a license from the state’s Office of the Administrator of the Division of Banking or any other governmental body. Including such false information in a debt collection communication, the plaintiff argues, is a violation of the FDCPA.
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A reckless new bill represents an unprecedented threat to consumer rights, essentially gutting class action and mass tort litigation. Congress has tried to ram it through without us noticing. Read more about the implications of this bill, and contact your members of Congress to protect your rights.