A proposed class action alleging violations of the Fair Debt Collection Practices Act (FDCPA) has been filed in New Jersey against Midland Credit Management, Inc. It is alleged that the defendant broke the law with its practices, namely when the company sent collection letters to proposed class members that contained language that could lead mislead or deceive the least sophisticated consumer. The case specifically claims the debt settlement proposal language include in the defendants’ communications “would cause the least sophisticated consumer to be confused about his or her rights and the consequences of accepting [the defendant’s] offer to settle.”
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