Man Claims Riable Law Firm Sent Misleading Collection Letter Concerning Ex-Wife’s Debt

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Riable Law Firm, Inc. and an individual attorney with the firm have been named as defendants in a proposed class action filed by an Arkansas man who claims the parties violated his rights under the Fair Debt Collection Practices Act. The man says he received a letter from the defendants attempting to collect a car loan that had become his ex-wife’s responsibility after their divorce in February 2016. The suit argues that the notice neglected to mention two required FDCPA disclosures – that the defendants were debt collectors attempting to collect a debt and the plaintiff’s rights concerning debt disputes.

The defendants allegedly filed a civil action against the plaintiff in January 2017, for which the man was required to retain legal counsel and pay the cost of defending the lawsuit.

The plaintiff says he received another collection letter after the action was filed that again failed to disclose that the communication was from a debt collector attempting to collect a debt and that neglected to inform him of his rights to dispute the alleged debt.