in Newswire Published on October 18, 2017

Lawsuit Claims Financial Corporation of America Failed to Identify Current Creditor

Last Updated on May 8, 2018

Encarnacion v. Financial Corporation of America

Filed: October 16, 2017 ◆§ 2:17-cv-00566-SPC-CM

A lawsuit claims Financial Corporation of America mailed a consumer a collection notice in which the company did not properly identify the current creditor.

Defendant(s)

Financial Corporation of America

Law(s)

Fair Debt Collection Practices Act

State(s)

Florida

A Lee County, Florida man claims in a proposed class action that defendant Financial Corporation of America mailed him a collection notice over a medical debt in which the company unlawfully failed to explicitly or implicitly identify his current creditor. The plaintiff claims the defendant’s notice violated the Fair Debt Collection Practices Act (FDCPA), as it left him, the “least sophisticated consumer,” unsure as to on which creditor’s behalf the defendant was attempting to collect the obligation.

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