Lawsuit Alleges Two Georgia Debt Collectors Misrepresented Woman’s Debt Amount

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Fidelis Recovery Management, LLC and First Financial Investment Fund IV, LLC find themselves as defendants in a proposed class action that claims the debt collectors attempted to collect more money than a consumer legally owed.

The suit takes issue with a letter sent to a Texas consumer by Fidelis on behalf of First Financial in March 2018. The case alleges that although the plaintiff’s debt balance was $1,079.47, the letter misrepresented her amount of debt by offering a settlement option of a single payment amounting to $61,529.79.

Moreover, the case adds the letter failed to properly advise the plaintiff of her right to request a copy of any judgment against her. The suit argues the consumer was “not fully apprised of her rights and responsibilities necessary to properly exercise her options.”