Laufer & Associates, PLLC is on the receiving end of a proposed class action lawsuit that claims it violated various provision of the Fair Debt Collection Practices Act (FDCPA). The plaintiff alleges that she received a letter from the debt collector demanding immediate payment and threatening to sue if payment was not received. The suit argues that this demand is unlawful because it overshadows the consumer’s right to dispute the debt or request validation within 30 days of receiving the letter.
The letter further states that the plaintiff owed a balance of “$1,1160.80 plus interest,” according to the complaint. The suit argues that the letter fails to specify the interest rate or any information that would allow the plaintiff to calculate the true balance of the alleged debt, in violation of the FDCPA.
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