A proposed class action filed in New York claims Hillcrest Davidson & Associates, LLC ran afoul of the Fair Debt Collection Practices Act (FDCPA) and New York General Obligations Law (NYGOL). Among the lawsuit’s allegations, the defendant allegedly attempts to charge through its website a $25 fee for returned checks, $5 more than what is allowed under the NYGOL. Such a processing fee, the case says, is neither expressly authorized by the agreement governing the plaintiff’s alleged debt, nor permitted by law.
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