A proposed class action out of New York accuses GC Services Limited Partnership of failing to disclose in a collection notice that a consumer’s American Express debt was accruing interest and fees.
The December 2017 letter indicated an outstanding balance of $4,878.25, according to the suit. In January 2018, the case continues, the woman received another letter from a different company seeking to collect a larger sum of $4,916.25 for the same account. The suit says this increase in balance indicated that interest and fees were accruing on the debt—a detail that GC Services supposedly omitted from its December letter.
As a result of the defendant’s alleged misrepresentations, the plaintiff claims she was put at a disadvantage when attempting to prioritize her debts.