GC Services Hit with Multiple Alleged FDCPA Violations

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GC Services Limited Partnership is on the receiving end of a proposed class action lawsuit that claims its collection letters mislead consumers and violate the Fair Debt Collection Practices Act. The plaintiff alleges that he was sent a letter containing his supposed balance, but that the letter did not specify whether the amount would increase due to interest or other fees. He says he was “left uncertain” as to how much money he owed at a given time because of the defendant’s omissions.

The plaintiff further claims that the collection letter contained a statement informing him that the 30-day period he was given to dispute his purported debt would begin after his receipt of “GC Services’ initial written notice.” The suit argues that this statement is misleading because it implies that there was an additional communication when the letter itself was the defendants’ initial notice.