Forster, Garbus & Garbus Failed to Disclose Written Debt Dispute Requirement, Lawsuit Alleges

New to ClassAction.org? Read our Newswire Disclaimer

A proposed class action out of New Jersey federal court accuses Forster, Garbus & Garbus of miscommunicating a consumer’s debt dispute rights.

The case focuses on an August 2018 collection letter sent to the plaintiff concerning a debt purportedly owed to Discover Bank. The suit says the notice was deceptive in that it failed to disclose that a consumer’s dispute must be submitted in writing. Additionally, the case claims the letter falsely implied “that the writing requirement is voluntary.”

“As a result of Defendant’s false statements, Plaintiff effectively waived his rights to this statutorily available information because he was not properly informed of the ‘G-Notice’ requirements set forth in the [Fair Debt Collection Practices Act],” the complaint charges.