From Wisconsin federal court comes a proposed class action that alleges defendant Gibson & Sharps, P.S.C. violated the Fair Debt Collection Practices Act (FDCPA). The plaintiff claims the defendant sent him a collection notice for an apparent medical bill that the case says he was not required to pay. Instead, the complaint says, the creditor mailed him a bill days or weeks after the services were rendered, thus deferring payment by agreement.
The notice sent by the defendant allegedly failed to convey consumers’ rights under the FDCPA – namely, it did not include a proper validation notice within five days of initial communication with the plaintiff. Further, the defendant allegedly included extraneous information aside from the plaintiff’s address on the envelope in which the collection notice was sent, in violation of FDCPA regulations.