Dynamic Recovery Solutions, Jefferson Capital Systems Sued Over Allegedly Misleading Settlement Offer

New to ClassAction.org? Read our Newswire Disclaimer

A proposed class action out of Florida federal court accuses Dynamic Recovery Solutions, LLC and Jefferson Capital Systems, LLC of offering a consumer a settlement option for which the sum of the payments was more than the total amount due.

The plaintiff is a Tampa resident who the case says received a collection notice from the defendants in December 2017 concerning a $983.10 debt originally owed to Verizon Wireless. The letter allegedly stated several settlement offers that would resolve the account if paid by January 27, 2018, namely:

• A single payment of $442.20;
• $491.55 – two payments of $245.78; or
• $540.71 – four payments of $135.18.

The suit takes issue with the third settlement offer as the four installments total $540.72—one cent higher than the amount listed in the letter.

“[N]o matter how small the amount is,” the complaint argues, “Defendants are simply not entitled to collect an amount different than that of the stated settlement offer as it is a false statement and is misleading to the consumer.”