Class Action Claims DeKalb County Solutions Tried to Collect on Time-Barred Debt

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An eight-page proposed class action filed in Kentucky details one consumer’s allegation that defendant DeKalb County Solutions, Inc. violated the Fair Debt Collection Practices Act (FDCPA) by attempting to collect on a time-barred debt. The defendant did include a time barred notice in its June 2017 collection letter sent to the plaintiff, the lawsuit says, but placed it on the back of the letter where the consumer would be less likely to read it. The lawsuit claims DeKalb County Solutions also allegedly attempted to collect unlawful interest charges, and misrepresented the plaintiff’s debt by including three different amounts—an “original balance,” a “current balance,” and a “current due.”

The complaint rounds out by claiming the defendant, in the same notice, threatened to take action against the plaintiff that it could not lawfully take stating, in part: “If we do not receive your first payment by 07/01/2017 we will review your account and proceed with appropriate collection efforts in accordance with state and federal law.”