Class Action Claims Debt Collectors Falsely Identified Consumer’s Original Creditor

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Central Portfolio Control Inc., Absolute Resolutions Corporation, and Absolute Resolutions Investments LLC are the defendants in a proposed class action out of Wisconsin federal court filed over alleged Fair Debt Collection Practices Act (FDCPA) infractions. According to the lawsuit, the defendants sent the plaintiff a collection letter in which they identified his “current creditor” as ARC and his “original creditor” as “MASTERCARD.” Upon information and belief, Mastercard does not issue credit cards, the suit says, but instead partners with banks and financial institutions that own the consumers’ accounts. The case claims the defendants’ insistence that Mastercard is the plaintiff’s original creditor is deceptive and constitutes a violation of the FDCPA.