Class Action: Certified Credit & Collection Bureau Miscommunicated Consumer’s Debt Dispute Rights

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A proposed class action out of New Jersey federal court alleges that Certified Credit & Collection Bureau sent to a consumer a letter that failed to properly state the man’s debt dispute rights.

In September 2018, the plaintiff received a notice from the defendant regarding a medical debt, the suit says. The case argues the letter falsely communicated how the man could effectively dispute the debt “by leaving out the requirement that a consumer must dispute in writing.” The suit charges the defendant’s “false statements” and omissions resulted in the plaintiff waiving his rights.