CKS Financial Facing Slew of Allegations in FDCPA Suit
by Erin Shaak
Last Updated on May 8, 2018
Mcallister v. Cks Financial Llc et al
Filed: January 18, 2018 ◆§ 1:18cv94
CKS Financial, LLC is on the receiving end of a proposed class action lawsuit that alleges violations of the Fair Debt Collection Practices Act (FDCPA).
CKS Financial, LLC is on the receiving end of a proposed class action lawsuit that alleges violations of the Fair Debt Collection Practices Act (FDCPA). The plaintiff in the case says he received a collection letter from the defendant that identified his creditor as “World’s Foremost Bank – Cabelas Club Visa” but then informed him that CKS Financial had purchased his account from “Worlds Foremost Bank [sic].” The suit argues that this information is misleading to the unsophisticated consumer, who would be unsure as to who was owed the alleged debt. The complaint then continues with the following allegations:
“[The letter] also makes false, deceptive, and misleading representations that the Debt is continuing to accrue interest, late fees, and other charges by stating the ‘Balance as of Today: $955.65’ and ‘At this time we are willing to settle….’ and then providing a deadline by which ‘good funds’ must be received before its ‘settlement offer becomes null and void.’”
On top of that, the suit alleges, the defendant failed to provide the plaintiff with information regarding his rights to dispute the debt or request validation as mandated by the FDCPA.
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