A proposed class action claims The Law Offices of Robert J. Colclough, III and Allied Collection Services of California, LLC failed to clearly identify a woman's creditor and unlawfully threatened her.
The Law Offices of Robert J. Colclough, III and Allied Collection Services of California, LLC are the defendants in a proposed class action that alleges Fair Debt Collection Practices Act (FDCPA) abuses. The plaintiff in the case claims she received a collection letter that failed to clearly identify her creditor and overshadowed her right to dispute the alleged debt with threats of legal action.
Specifically, the letter stated “RE: Case NO. 991271-1 Premier Auto Credit,” the case points out, but never explicitly identified any entity as the woman’s original or current creditor. Adding to the confusion, the defendant directed the plaintiff to make online payments on Allied Collection Services’ website “without any explanation as to Defendant Allied’s role in the collection of this matter,” the suit reads.
Moreover, the lawsuit takes issue with the alleged “credit reporting and legal threats” contained in the letter, arguing that they overshadowed the included debt dispute information and attempted to discourage the plaintiff from exercising her rights under the FDCPA.