Accelerated Financial Solutions, LLC is on the receiving end of a proposed class action that takes issue with the defendant’s alleged attempts to collect a time-barred debt. The purported debt at issue stemmed from a transaction that occurred back in 2003, according to the complaint, an obligation for which the statute of limitations had expired and was no longer legally enforceable. Nevertheless, the case continues, the defendant sent the plaintiff a collection letter around April 30, 2018 in which it offered the woman several settlement options. The lawsuit claims the defendant’s letter attempted to mislead the plaintiff by encouraging her to settle the debt without explaining its legal status.
The complaint also mentions several other potential violations of federal debt collection law, including that the defendant imposed “fees, interest and charges not permitted by law” and added confusing language in one of the settlement options that left the plaintiff unable to determine how much she needed to pay.