Anyone who was subject to a deductible after filing an uninsured motorist claim for an accident that was not their fault.
What’s Going On?
Allegations have surfaced that some auto insurance companies are illegally applying deductibles on uninsured/underinsured motorist claims. GEICO has already been sued and attorneys working with ClassAction.org believe the practice is not limited to this one insurer.
What You Can Do?
Fill out the form on this page to find out how you may be able to get your money back for the deductible through a class action lawsuit.
What’s the Catch?
There is none. GEICO has already been hit with a class action lawsuit for allegedly applying illegal deductibles to uninsured motorist claims and now attorneys working with ClassAction.org are investigating whether other insurance companies can be sued.
If you had to meet a deductible after filing an uninsured/underinsured motorist claim for an accident that was not your fault, attorneys working with ClassAction.org would like to hear from you.
Your insurance company may have illegally applied this deductible – and you may now have a chance to get your money back through a class action lawsuit. Read on for more.
Charging Deductibles on Uninsured Motorist Claims: What’s the Problem?
Several states have laws in place that prohibit auto insurers from applying deductibles on uninsured motorist claims when the policyholder was not the one who caused the crash. Allegations have surfaced, however, that some insurance companies are imposing these deductibles anyway in violation of state law. GEICO has already been sued over the alleged practice – and it believed that other insurance companies are doing the exact same thing.
It’s suspected that these insurers are telling their customers that they’ll eventually pay them the deductible, which is typically a few hundred dollars, back. Despite collection efforts against the uninsured motorist, however, most insurance companies never recoup these funds and therefore never pay their policyholders back for the deductible. This is often because many uninsured drivers are “collection proof,” file for bankruptcy, and/or have no steady wages that can be garnished.
Further, it’s believed that even drivers who eventually get their money back from the insurance company are not compensated for lost interest on the allegedly illegal deductible.
How Class Action Lawsuits Can Help Motorists
Class action lawsuits can help drivers get back the money they spent meeting deductibles that were illegally imposed on them. Furthermore, a lawsuit could order auto insurers to change they way handle uninsured/underinsured motorist claims.
What You Can Do
If you submitted an uninsured/underinsured motorist claim for an accident that was not your fault – and you had to first meet a deductible – fill out the form on this page. Attorneys working with ClassAction.org are considering filing lawsuits against several major auto insurers over this reported practice, but first need to hear from people who had this happen to them.
After you get in touch, one of the attorneys handling this investigation may reach out to you directly via phone or e-mail to explain how you may be able to get your money back. It doesn’t cost anything to contact us or to speak to the attorneys we work with.