People who purchased certain travel insurance plans and canceled their trips before departing.
What’s Going On?
Attorneys are investigating whether travelers who canceled before their scheduled departure dates are owed a refund for part of their insurance coverage.
Which Part of Their Coverage?
The part of the insurance policy that was meant to cover post-departure risks (such as lost baggage and medical emergencies) and was never provided.
What Can I Do?
If you purchased travel insurance and canceled your trip before leaving, fill out the form on this page. You may be owed money back.
Attorneys working with ClassAction.org are looking to hear from people who purchased certain travel insurance plans and canceled their trips before departing.
They’re investigating whether travel insurance companies owe refunds to customers for insurance coverage they paid for but never actually received.
If you purchased travel insurance and canceled before you left, fill out the form on this page and tell us what happened. You may be able to take legal action to recover part of the cost you paid for your insurance.
What Travel Insurance Plans Are Being Looked Into?
Attorneys are specifically interested in speaking with travelers who purchased travel insurance plans that were issued by:
Travelex Insurance Services Inc.
Transamerica Casualty Insurance Company
Berkshire Hathaway Specialty Insurance
Generali Global Assistance, Inc.
How Could I Be Owed a Refund?
Travel insurance plans are meant to cover risks such as trip cancellations, trip interruptions, medical emergencies and lost baggage. These risks can be divided into two categories – those that may occur before departure, such as a cancellation, and those that occur post-departure, such as lost baggage.
If a traveler cancels a trip before departing, he or she has paid for insurance coverage for the entire trip while the insurance company has only assumed the risk for part of the trip.
Attorneys believe that travelers who cancel should receive refunds for the post-departure insurance coverage that was included in their policies but was never provided.
Travelex and Transamerica are already facing a proposed class action lawsuit alleging that travelers who canceled their trips are owed refunds for the part of the premium that was paid for post-departure risks.
How Can a Class Action Lawsuit Help?
A class action lawsuit, if successful, could repay customers for the cost of post-departure travel insurance that was never provided but was included in the price of the policy. It could also force travel insurance providers to change their refund policies.
What Can I Do?
Fill out the form on this page and tell us what happened. Attorneys working with ClassAction.org need to hear from more people who bought travel insurance plans and canceled their trips before departure to help with this investigation.
What’s the Risk?
There’s no risk! You won’t have to pay anything to fill out a form, and you’re not obligated to take legal action just because you spoke with an attorney.