SafeAuto Facing Lawsuit Over “Minimum Limits” Coverage
Last Updated on November 14, 2019
Investigation Complete
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At A Glance
- This Alert Affects:
- Anyone who purchased “minimum limits” automobile insurance from SafeAuto.
- What’s Going On?
- A class action lawsuit has been filed against SafeAuto. The lawsuit claims consumers are automatically and unknowingly charged for additional, unnecessary coverage even when they sign up for SafeAuto’s “minimum limits” policy.
Attorneys working with ClassAction.org are no longer looking into this matter. If you have any questions about your legal rights, please contact an attorney in your area. The information below is for reference only.
If you purchased a “minimum limits” car insurance policy from SafeAuto, you may have been overcharged.
SafeAuto is facing a class action lawsuit that accuses the company of purporting to sell “minimum limits” coverage even though it routinely tacks on an unnecessary product to these policies for an extra cost.
What’s worse, the suit claims, is that most people are unaware that they’re being charged for more coverage than they requested.
If you have a “minimum limits” policy with SafeAuto, it’s possible that you’re paying more than you should be.
What Does the Lawsuit Say, Exactly?
According to the class action, SafeAuto’s advertising specifically targets consumers who only want the bare minimum when it comes to auto insurance.
Many consumers don’t know what they need to comply with state law and therefore rely on SafeAuto to provide only what’s necessary when requesting and purchasing “minimum limits” automobile insurance.
The class action lawsuit alleges, however, that SafeAuto allegedly tacks on a product known as “accidental death benefits” to its “minimum limits” policies without consumers’ consent or knowledge. Not only is this coverage unnecessary, according to the suit, it is “utterly worthless” to consumers and serves only to “generate huge returns for SafeAuto.”
In the end, the suit claims, consumers are left paying for coverage that they didn’t request, aren’t required to carry, and are unaware was even added to their policies.
The lawsuit claims that the levying of this “add-on” product is not an isolated occurrence but rather “part of a widespread systematic scheme created, implemented, and overseen by SafeAuto’s corporate management.” It has been alleged that the SafeAuto’s computer system used by all call centers and “selling locations” has been “intentionally programmed” to automatically include accidental death benefits in every quote given and policy issued.
How a Class Action Lawsuit Can Help
If successful, a class action lawsuit could give consumers the chance to recover any money that they unknowingly paid out for unnecessary coverage. Further, a court could order that SafeAuto change the way it sells “minimum limits” car insurance.
If you have a policy with SafeAuto, it’s possible that you’re being charged for coverage that you never requested.
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