Long-Term Care Policy Replacement Problems

October 31, 2013

Important Information

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At A Glance

This Alert Affects
Consumers who replaced their existing long-term care policies with new policies at the suggestion or recommendation of their insurance company and/or agent.
Damages
Insurance companies could potentially be marketing new replacement policies which provide less coverage than the existing policies in an attempt to save itself from future exposure.
Company(ies)
Long-term care policy providers
Additional Details
Long-term care is typically provided to individuals who cannot perform basic activities of daily living, such as eating, walking and bathing. Long-term care insurance policies cover care that is generally not found under health insurance, Medicare or Medicaid plans.