Unauthorized Charges from Experian?
Last Updated on June 26, 2017
Investigation Complete
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At A Glance
- This Alert Affects
- Consumers who noted unauthorized charges from Experian or another credit report service on their credit or debit card statements.
- Damages
- According to consumer complaints, Experian is charging a monthly fee for a membership with no way to cancel.
- Company(ies)
- Experian and similar credit report services.
- Additional Details
- Experian advertises that consumers can get their $1 report and score from "America's #1 Trusted Source."
Note: ClassAction.org is no longer investigating potential claims against Experian.
Consumers who received unauthorized charges from Experian or another credit reporting service may have legal recourse. Complaints have surfaced that Experian is charging a monthly membership fee without the user’s knowledge, authorization or consent. Potentially, consumers who were subjected to such charges may be able to take legal action to recover this money and any additional damages.
Consumers Report Unauthorized Experian Charges
Hundreds of consumers have taken to the internet to express complaints over unauthorized charges from Experian. The posters make similar claims that the credit reporting company charged monthly payments, which were assessed to be “membership fees,” to their credit cards.These charges totaled $17.95 or higher per month, when many consumers had only requested a $1.00 credit report. One consumer expressed that he had received multiple unauthorized charges on his debt card for $19.95, billed as Experian. Even after he canceled the card and received a new number, the charges reappeared, according to his complaint. In some cases, consumers complained of fraudulent charges to their cards, even though they hadn’t requested a credit report from Experian or any similar service.
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