Contacted by a Debt Collector After Debt Validation Request?

October 11, 2013

Important Information

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At A Glance

This Alert Affects
Consumers who were contacted by debt collectors during the verification period, or the time between which the consumer sends a debt validation letter and receives the requested information.
Damages
Consumers who were contacted by debt collectors in violation of the Fair Debt Collection Practices Act may be entitled to monetary damages.
Additional Details
After receiving a debt validation request, the debt collector cannot contact the consumer until they have provided proof of the debt.
Date
Consumers have 30 days to dispute the validity of a debt.